Terms and Conditions
Introduction
These Terms and Conditions govern your use of zoramithavelyn's financial planning subscription services
By using our services, you agree to comply with and be bound by these terms
Definitions
For the purposes of these terms
- "Service": Refers to our financial planning consultation and analysis services provided through monthly subscription
- "User" or "Client": Any individual who subscribes to or uses our financial planning services
- "Subscription": The monthly recurring payment arrangement for accessing our services
- "Consultation": Professional financial guidance sessions provided as part of our service offering
Service Description
zoramithavelyn provides financial planning consultation services through a monthly subscription model priced at $250 CAD per month, inclusive of applicable taxes
Services are provided subject to availability and consultant scheduling
User Responsibilities
As a user of our services, you agree to
- Provide accurate and complete information necessary for financial planning consultations
- Maintain the confidentiality of your account information
- Use our services in compliance with applicable laws and regulations
- Attend scheduled consultations or provide reasonable notice for rescheduling
- Make timely payments for your subscription as outlined in our payment terms
Prohibited Uses
You may not use our services for
- Any illegal or unauthorized purposes
- Sharing your account access with unauthorized third parties
- Attempting to interfere with the proper functioning of our services
- Using our services to provide financial advice to others commercially
Intellectual Property
All content, materials, and intellectual property related to our services remain the exclusive property of zoramithavelyn
Unauthorized reproduction or distribution of our materials is strictly prohibited
Privacy Policy
Your privacy is important to us. Please review our Privacy Policy, which governs how we collect and use your personal information
Payment Terms
Subscription fees of $250 CAD per month are billed in advance on a recurring monthly basis
We accept major credit cards and electronic payment methods
Billing occurs on the same date each month based on your initial subscription date
Subscription fees are non-refundable, but you may cancel your subscription at any time with 30 days notice
Limitation of Liability
Our liability is limited to the amount paid for services in the 12 months preceding any claim, and we exclude liability for indirect or consequential damages
Services are provided "as is" without warranties of specific financial outcomes or results
Indemnification
You agree to indemnify zoramithavelyn against claims arising from your breach of these terms or misuse of our services
Dispute Resolution
We are committed to resolving disputes fairly and efficiently
Arbitration Process
Disputes will be resolved through binding arbitration under Canadian arbitration rules
The arbitration will be conducted in English and governed by Canadian law
EU Online Dispute Resolution
EU residents may access the Online Dispute Resolution platform
Access EU ODR Platform
Termination
Either party may terminate the service agreement with 30 days written notice
Upon termination, access to services will cease at the end of the current billing period
Governing Law
These terms are governed by Canadian federal law and the laws of the province of Quebec
Severability
If any provision of these terms is deemed invalid, the remaining provisions will continue in full force
Entire Agreement
These terms constitute the complete agreement between you and zoramithavelyn regarding our services
Modifications
We reserve the right to modify these terms with 30 days advance notice
Changes will be communicated via email and posted on our website
Contact Information
For questions about these terms, contact us at contact@zoramithavelyn.com or +1 (687) 725-838
Company: zoramithavelyn
Email: contact@zoramithavelyn.com
Phone: +1 (687) 725-838
Address: 1250 René-Lévesque Boulevard West, Montreal, QC H3B 4W8
These Terms and Conditions were last updated on August 31, 2025
Version 2.1