Terms and Conditions

Introduction

These Terms and Conditions govern your use of zoramithavelyn's financial planning subscription services

By using our services, you agree to comply with and be bound by these terms

Definitions

For the purposes of these terms

  • "Service": Refers to our financial planning consultation and analysis services provided through monthly subscription
  • "User" or "Client": Any individual who subscribes to or uses our financial planning services
  • "Subscription": The monthly recurring payment arrangement for accessing our services
  • "Consultation": Professional financial guidance sessions provided as part of our service offering

Service Description

zoramithavelyn provides financial planning consultation services through a monthly subscription model priced at $250 CAD per month, inclusive of applicable taxes

Services are provided subject to availability and consultant scheduling

User Responsibilities

As a user of our services, you agree to

  • Provide accurate and complete information necessary for financial planning consultations
  • Maintain the confidentiality of your account information
  • Use our services in compliance with applicable laws and regulations
  • Attend scheduled consultations or provide reasonable notice for rescheduling
  • Make timely payments for your subscription as outlined in our payment terms

Prohibited Uses

You may not use our services for

  • Any illegal or unauthorized purposes
  • Sharing your account access with unauthorized third parties
  • Attempting to interfere with the proper functioning of our services
  • Using our services to provide financial advice to others commercially

Intellectual Property

All content, materials, and intellectual property related to our services remain the exclusive property of zoramithavelyn

Unauthorized reproduction or distribution of our materials is strictly prohibited

Privacy Policy

Your privacy is important to us. Please review our Privacy Policy, which governs how we collect and use your personal information

Payment Terms

Subscription fees of $250 CAD per month are billed in advance on a recurring monthly basis

We accept major credit cards and electronic payment methods

Billing occurs on the same date each month based on your initial subscription date

Subscription fees are non-refundable, but you may cancel your subscription at any time with 30 days notice

Limitation of Liability

Our liability is limited to the amount paid for services in the 12 months preceding any claim, and we exclude liability for indirect or consequential damages

Services are provided "as is" without warranties of specific financial outcomes or results

Indemnification

You agree to indemnify zoramithavelyn against claims arising from your breach of these terms or misuse of our services

Dispute Resolution

We are committed to resolving disputes fairly and efficiently

Arbitration Process

Disputes will be resolved through binding arbitration under Canadian arbitration rules

The arbitration will be conducted in English and governed by Canadian law

EU Online Dispute Resolution

EU residents may access the Online Dispute Resolution platform

Access EU ODR Platform

Termination

Either party may terminate the service agreement with 30 days written notice

Upon termination, access to services will cease at the end of the current billing period

Governing Law

These terms are governed by Canadian federal law and the laws of the province of Quebec

Severability

If any provision of these terms is deemed invalid, the remaining provisions will continue in full force

Entire Agreement

These terms constitute the complete agreement between you and zoramithavelyn regarding our services

Modifications

We reserve the right to modify these terms with 30 days advance notice

Changes will be communicated via email and posted on our website

Contact Information

For questions about these terms, contact us at contact@zoramithavelyn.com or +1 (687) 725-838

Company: zoramithavelyn

Email: contact@zoramithavelyn.com

Phone: +1 (687) 725-838

Address: 1250 René-Lévesque Boulevard West, Montreal, QC H3B 4W8

These Terms and Conditions were last updated on August 31, 2025

Version 2.1